Why Use A Broker To Find A Mortgage?

You use an insurance broker for your insurance or a stock broker for your investments. Why? ... because they're professionals who can save you time and money! Using a mortgage broker offers the same advantages and more.

• Save time and money
  A broker knows where to get you the best mortgage. We deal with almost all the major financial institutions (banks, trust companies, insurance companies, etc.), so we know who currently has the best rates. Because of the volume of business we do, we are often able to obtain discounted rates which could save you thousands of dollars! We also save you the time it takes to go from institution to institution looking for financing.
  
  There is a misconception that only people with bad credit use brokers. This is not true. Purchasers with good credit, who are purchasing prime real estate, can realize the greatest savings using a broker. Fees are not charged to A1 borrowers.
  
  
• Get the right mortgage for your needs.
  Your institution only offers their own mortgages. Because we deal with many lenders, we're able to offer you a variety of mortgage products or tailor a mortgage to your specific needs (i.e. who lends for construction, for rural properties, etc.). We offer flexibility.
  
  
• Prequalification before you look at new homes.
  I would be pleased to meet with you ... at no charge ... to determine how much you can afford to spend on your mortgage. This way you're able to look at homes and make an offer knowing that financing will not be a problem.
  
  
• Advantage.
  Your bargaining power is greatly enhanced by not having to make your offer conditional on financing. Because we're electronically connected to the lenders, we usually have your preapproval answer back to you within 4 business hours after we meet.
  
  
• Professional, personal service.
  I will take the extra time to help both a first time home buyer and the seasoned investor understand all the options available to them.